What Tenants Should Know About Renting in Finland
If you’re planning to rent a home in Finland, here are some key things to keep in mind to ensure a smooth experience:
1. Always Sign a Written Agreement
A written rental agreement is standard practice in Finland. It protects your rights and clearly outlines:
Rent amount and due date
Length of tenancy (fixed-term or ongoing)
Included services (like water, internet, or parking)
Terms for rent increases
Rules regarding pets or smoking
Always read the contract carefully before signing, and ask questions if anything is unclear.
2. Prepare for a Security Deposit
Most landlords will ask for a security deposit, usually 1–3 months’ rent. This deposit is returned when you move out, assuming rent is fully paid and the apartment is left in good condition.
3. Home Insurance is Expected
It’s common (and often required) to have home insurance that includes liability coverage. This protects you financially if, for example, water damage occurs due to an accident in your apartment. Foreigners without a Finnish national ID number can acquire home insurance onsite at insurance offices.
4. Understand Your Maintenance Duties
Tenants are responsible for keeping the apartment clean and taking care of small maintenance tasks, like replacing light bulbs or fuses. Larger repairs are usually the landlord’s responsibility.
5. Know the Notice Period
If you have an open-ended lease, you can terminate it with one month’s notice, starting from the end of the month when notice is given. If you have a fixed-term lease, you typically can’t end it early unless otherwise agreed.
Also, landlords in Finland typically expect rent to be paid for full months, and sometimes half months if specifically agreed. If you move in or out mid-month, it’s good to clarify in advance how the rent will be calculated for that period.
6. Check the Apartment’s Condition on Move-In
Inspect the apartment carefully when you move in and document any existing issues — preferably in writing and with photos. This can help avoid disputes when moving out.
7. Furnished Rentals Are Rare
Most apartments in Finland are rented unfurnished, meaning you’ll need to bring your own furniture, lighting fixtures, and sometimes even curtain rods. However, some short-term rentals or serviced apartments may be furnished.
8. House Rules Apply
Apartment buildings usually have house rules (järjestyssäännöt) that tenants must follow, covering quiet hours, waste sorting, and shared facilities. Failing to respect these can lead to warnings or, in extreme cases, eviction.
9. Communication is Key
If any problems arise — such as a maintenance issue or difficulty paying rent — communicate with your landlord promptly. In Finland, landlords typically appreciate transparency and proactive dialogue.
Looking for a rental home in Finland? On Flatta, you can browse verified listings, sign digital contracts, and get clear guidance every step of the way.